ZIP
47630
IN · County 18173 · pop 39,461 (population)
30.8
Opportunity Index
WEAKNational rank #20484
Why This ZIP
ZIP 47630 ranks #20484 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 33.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 47630 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18173 — ZIP 47630 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18173 — ZIP 47630 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18173 — ZIP 47630 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 33.3 |
| Property Stress | 14.0 |
| Foreclosure / Delinquency | 7.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 63.6 |
| Construction Pressure | 44.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#20484
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp33.4
Pulse score29.0
Signal Breakdown — 10 Categories
Vacancy
4.0
Auction / REO
—
Construction Pressure
44.1
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
33.3
Bank Institutional
63.6
Insurance Distress
0.0
Foreclosure / Delinquency
7.0
Top-Line Metrics
Avg DOM (days)
127.8
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
4.0%
Bank Score
63.6
Insurance Score
0.0
Listings Discount
33.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 47630 | 29.0 | 10.9 | 0.0 | 33.3 |
| County 18173 | 30.1 | 10.8 | 0.0 | 33.1 |
| IN state avg | 31.3 | 14.7 | 0.0 | 33.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 47523 | 37.5 | PEAK_OPPORTUNITY | VACANCY | 56 | 13 |
| 47725 | 37.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 18 |
| 47619 | 36.3 | WATCHLIST | BANK_INSTITUTIONAL | 51 | 14 |
| 47601 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 14 |
| 47660 | 32.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 47610 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 47639 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 47613 | 28.9 | WEAK | VACANCY | — | 13 |
| 47637 | 28.7 | WEAK | VACANCY | — | 14 |
| 47541 | 27.3 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/47630
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.