ZIP
47712
IN · County 18163 · pop 24,999 (population)
36.7
Opportunity Index
PEAK_OPPORTUNITYNational rank #6192
Why This ZIP
ZIP 47712 ranks #6192 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 47712 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18163 — ZIP 47712 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18163 — ZIP 47712 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18163 — ZIP 47712 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 47.2 |
| Property Stress | 16.0 |
| Foreclosure / Delinquency | 12.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 65.9 |
| Bank Institutional | 62.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6192
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp39.7
Pulse score34.7
Signal Breakdown — 10 Categories
Vacancy
8.8
Auction / REO
—
Construction Pressure
65.9
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
47.2
Bank Institutional
62.0
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
82.0
Price Cut %
41.9%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
8.8%
Bank Score
62.0
Insurance Score
0.0
Listings Discount
47.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 47712 | 34.7 | 13.6 | 0.0 | 47.2 |
| County 18163 | 34.0 | 15.4 | 0.0 | 35.5 |
| IN state avg | 31.3 | 14.7 | 0.0 | 33.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 47711 | 39.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 18 |
| 47713 | 37.3 | PEAK_OPPORTUNITY | VACANCY | 40 | 18 |
| 47725 | 37.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 18 |
| 47714 | 36.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 42 | 18 |
| 47708 | 34.9 | EARLY_SIGNAL | VACANCY | — | 18 |
| 47710 | 32.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 26 | 18 |
| 47639 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 47715 | 29.9 | WEAK | BANK_INSTITUTIONAL | 19 | 18 |
| 47720 | 29.3 | WEAK | BANK_INSTITUTIONAL | — | 18 |
| 47633 | 29.3 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/47712
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.