ZIP
47940
IN · County 18107 · pop 1,490 (population)
29.6
Opportunity Index
WEAKNational rank #23431
Why This ZIP
ZIP 47940 ranks #23431 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 28.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 47940 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18107 — ZIP 47940 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18107 — ZIP 47940 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18107 — ZIP 47940 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 13.0 |
| Vacancy | 10.8 |
| Foreclosure / Delinquency | 7.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 73.0 |
| Construction Pressure | 21.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#23431
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp28.0
Pulse score30.6
Signal Breakdown — 10 Categories
Vacancy
10.8
Auction / REO
—
Construction Pressure
21.4
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
73.0
Insurance Distress
0.0
Foreclosure / Delinquency
7.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
10.8%
Bank Score
73.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 47940 | 30.6 | 10.3 | 0.0 | — |
| County 18107 | 27.6 | 10.4 | 0.0 | 27.3 |
| IN state avg | 31.4 | 14.7 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 47954 | 34.5 | WATCHLIST | BANK_INSTITUTIONAL | 53 | 12 |
| 47930 | 34.3 | WATCHLIST | LISTINGS_DISCOUNT | 49 | 7 |
| 46172 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 47955 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 12 |
| 47949 | 30.1 | WEAK | BANK_INSTITUTIONAL | — | 19 |
| 47989 | 29.7 | WEAK | VACANCY | — | 17 |
| 47933 | 29.6 | WEAK | BANK_INSTITUTIONAL | 33 | 13 |
| 47968 | 29.0 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 47990 | 28.8 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 47967 | 28.5 | WEAK | BANK_INSTITUTIONAL | — | 11 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/47940
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.