ZIP
47970
IN · County 18171 · pop 2,634 (population)
31.1
Opportunity Index
EARLY_SIGNALNational rank #19659
Why This ZIP
ZIP 47970 ranks #19659 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 47970 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18171 — ZIP 47970 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18171 — ZIP 47970 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18171 — ZIP 47970 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 15.0 |
| Property Stress | 13.0 |
| Vacancy | 3.6 |
▼ Top 3 Risk Signals
| Construction Pressure | 83.5 |
| Bank Institutional | 61.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#19659
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp30.3
Pulse score31.6
Signal Breakdown — 10 Categories
Vacancy
3.6
Auction / REO
—
Construction Pressure
83.5
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
61.6
Insurance Distress
0.0
Foreclosure / Delinquency
15.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
3.6%
Bank Score
61.6
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 47970 | 31.6 | 12.9 | 0.0 | — |
| County 18171 | 28.1 | 14.1 | 0.0 | 8.6 |
| IN state avg | 31.4 | 14.7 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 47932 | 35.8 | WATCHLIST | VACANCY | 48 | 19 |
| 47921 | 35.8 | WATCHLIST | BANK_INSTITUTIONAL | 57 | 13 |
| 47918 | 34.3 | EARLY_SIGNAL | VACANCY | — | 18 |
| 47993 | 29.4 | WEAK | VACANCY | — | 17 |
| 47944 | 27.3 | WEAK | BANK_INSTITUTIONAL | 27 | 10 |
| 47982 | 27.3 | WEAK | VACANCY | — | 17 |
| 47906 | 27.1 | WEAK | BANK_INSTITUTIONAL | 14 | 7 |
| 47917 | 26.9 | WEAK | VACANCY | — | 14 |
| 47975 | 26.0 | WEAK | VACANCY | — | 17 |
| 47991 | 25.3 | WEAK | BANK_INSTITUTIONAL | — | 17 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/47970
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.