ZIP
48089
MI · County 26099 · pop 32,126 (population)
37.6
Opportunity Index
PEAK_OPPORTUNITYNational rank #4775
Why This ZIP
ZIP 48089 ranks #4775 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 42.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 48089 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26099 — ZIP 48089 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26099 — ZIP 48089 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26099 — ZIP 48089 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 56.4 |
| Property Stress | 12.0 |
| Vacancy | 8.3 |
▼ Top 3 Risk Signals
| Bank Institutional | 64.7 |
| Construction Pressure | 63.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4775
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp42.4
Pulse score34.4
Signal Breakdown — 10 Categories
Vacancy
8.3
Auction / REO
—
Construction Pressure
63.5
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
56.4
Bank Institutional
64.7
Insurance Distress
0.0
Foreclosure / Delinquency
2.0
Top-Line Metrics
Avg DOM (days)
46.8
Price Cut %
18.0%
Short-Sale Listings
17
Auction Events 90d
—
Vacancy %
8.3%
Bank Score
64.7
Insurance Score
0.0
Listings Discount
56.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 48089 | 34.4 | 8.4 | 0.0 | 56.4 |
| County 26099 | 31.1 | 8.4 | 0.0 | 45.6 |
| MI state avg | 31.8 | 13.9 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 48236 | 38.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 20 |
| 48091 | 36.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 12 |
| 48021 | 36.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 56 | 12 |
| 48081 | 36.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 12 |
| 48066 | 35.7 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 12 |
| 48035 | 35.4 | WATCHLIST | BANK_INSTITUTIONAL | 51 | 12 |
| 48088 | 35.2 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 12 |
| 48082 | 35.0 | WATCHLIST | BANK_INSTITUTIONAL | 50 | 12 |
| 48015 | 35.0 | WATCHLIST | BANK_INSTITUTIONAL | 50 | 12 |
| 48051 | 34.8 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 12 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/48089
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.