ZIP
48236
MI · County 26163 · pop 31,383 (population)
38.2
Opportunity Index
PEAK_OPPORTUNITYNational rank #3983
Why This ZIP
ZIP 48236 ranks #3983 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 41.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 48236 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26163 — ZIP 48236 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26163 — ZIP 48236 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26163 — ZIP 48236 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 48.9 |
| Property Stress | 20.0 |
| Foreclosure / Delinquency | 18.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 72.5 |
| Bank Institutional | 61.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3983
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp41.7
Pulse score35.8
Signal Breakdown — 10 Categories
Vacancy
3.7
Auction / REO
—
Construction Pressure
72.5
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
48.9
Bank Institutional
61.3
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
50.8
Price Cut %
63.9%
Short-Sale Listings
18
Auction Events 90d
—
Vacancy %
3.7%
Bank Score
61.3
Insurance Score
0.0
Listings Discount
48.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 48236 | 35.8 | 18.8 | 0.0 | 48.9 |
| County 26163 | 37.3 | 19.3 | 0.0 | 49.6 |
| MI state avg | 31.8 | 13.9 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 48224 | 44.0 | STRONG_BUY | VACANCY | 59 | 20 |
| 48210 | 43.9 | STRONG_BUY | VACANCY | 62 | 20 |
| 48205 | 43.8 | STRONG_BUY | VACANCY | 60 | 20 |
| 48234 | 43.6 | STRONG_BUY | VACANCY | 60 | 20 |
| 48227 | 43.6 | STRONG_BUY | VACANCY | 57 | 20 |
| 48211 | 43.5 | STRONG_BUY | VACANCY | 58 | 20 |
| 48213 | 43.1 | STRONG_BUY | VACANCY | 58 | 20 |
| 48238 | 42.8 | STRONG_BUY | VACANCY | 57 | 20 |
| 48203 | 42.4 | STRONG_BUY | VACANCY | 55 | 20 |
| 48223 | 42.3 | STRONG_BUY | VACANCY | 57 | 20 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/48236
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.