ZIP
48235
MI · County 26163 · pop 46,960 (population)
40.7
Opportunity Index
PEAK_OPPORTUNITYNational rank #1697
Why This ZIP
ZIP 48235 ranks #1697 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 43.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 48235 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26163 — ZIP 48235 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26163 — ZIP 48235 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26163 — ZIP 48235 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 53.5 |
| Property Stress | 20.0 |
| Foreclosure / Delinquency | 19.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 72.6 |
| Bank Institutional | 62.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1697
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp43.3
Pulse score39.0
Signal Breakdown — 10 Categories
Vacancy
11.4
Auction / REO
—
Construction Pressure
72.6
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
53.5
Bank Institutional
62.2
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
65.8
Price Cut %
20.9%
Short-Sale Listings
18
Auction Events 90d
—
Vacancy %
11.4%
Bank Score
62.2
Insurance Score
0.0
Listings Discount
53.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 48235 | 39.0 | 19.5 | 0.0 | 53.5 |
| County 26163 | 37.3 | 19.4 | 0.0 | 49.7 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 48210 | 44.0 | STRONG_BUY | VACANCY | 62 | 20 |
| 48224 | 44.0 | STRONG_BUY | VACANCY | 59 | 20 |
| 48205 | 43.8 | STRONG_BUY | VACANCY | 60 | 20 |
| 48234 | 43.6 | STRONG_BUY | VACANCY | 60 | 20 |
| 48227 | 43.6 | STRONG_BUY | VACANCY | 57 | 20 |
| 48211 | 43.5 | STRONG_BUY | VACANCY | 58 | 20 |
| 48213 | 43.2 | STRONG_BUY | VACANCY | 58 | 20 |
| 48238 | 42.8 | STRONG_BUY | VACANCY | 57 | 20 |
| 48203 | 42.5 | STRONG_BUY | VACANCY | 56 | 20 |
| 48223 | 42.4 | STRONG_BUY | VACANCY | 57 | 20 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/48235
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.