ZIP
48509
MI · County 26049 · pop 9,532 (population)
36.0
Opportunity Index
WATCHLISTNational rank #7483
Why This ZIP
ZIP 48509 ranks #7483 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 41.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 48509 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26049 — ZIP 48509 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26049 — ZIP 48509 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26049 — ZIP 48509 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 55.7 |
| Property Stress | 12.0 |
| Foreclosure / Delinquency | 12.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 65.7 |
| Construction Pressure | 40.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#7483
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp41.9
Pulse score32.1
Signal Breakdown — 10 Categories
Vacancy
4.9
Auction / REO
—
Construction Pressure
40.2
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
55.7
Bank Institutional
65.7
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
64.1
Price Cut %
2.1%
Short-Sale Listings
16
Auction Events 90d
—
Vacancy %
4.9%
Bank Score
65.7
Insurance Score
0.0
Listings Discount
55.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 48509 | 32.1 | 10.4 | 0.0 | 55.7 |
| County 26049 | 31.0 | 10.4 | 0.0 | 48.9 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 48746 | 38.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 17 |
| 48504 | 38.9 | PEAK_OPPORTUNITY | VACANCY | 56 | 12 |
| 48415 | 38.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 17 |
| 48505 | 38.5 | PEAK_OPPORTUNITY | VACANCY | 54 | 12 |
| 48503 | 38.2 | PEAK_OPPORTUNITY | VACANCY | 54 | 12 |
| 48429 | 36.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 11 |
| 48529 | 36.4 | WATCHLIST | BANK_INSTITUTIONAL | 51 | 12 |
| 48460 | 35.9 | WATCHLIST | BANK_INSTITUTIONAL | 51 | 13 |
| 48457 | 35.5 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 13 |
| 48507 | 35.1 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 12 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/48509
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.