ZIP
48623
MI · County 26145 · pop 15,126 (population)
36.7
Opportunity Index
PEAK_OPPORTUNITYNational rank #6232
Why This ZIP
ZIP 48623 ranks #6232 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 41.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 48623 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26145 — ZIP 48623 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26145 — ZIP 48623 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26145 — ZIP 48623 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 51.8 |
| Property Stress | 13.0 |
| Foreclosure / Delinquency | 11.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 73.8 |
| Bank Institutional | 61.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6232
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp41.2
Pulse score33.7
Signal Breakdown — 10 Categories
Vacancy
4.9
Auction / REO
—
Construction Pressure
73.8
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
51.8
Bank Institutional
61.1
Insurance Distress
0.0
Foreclosure / Delinquency
11.0
Top-Line Metrics
Avg DOM (days)
121.0
Price Cut %
16.6%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
4.9%
Bank Score
61.1
Insurance Score
0.0
Listings Discount
51.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 48623 | 33.7 | 11.9 | 0.0 | 51.8 |
| County 26145 | 34.7 | 15.1 | 0.0 | 49.1 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 48607 | 41.7 | STRONG_BUY | VACANCY | 60 | 17 |
| 48601 | 40.8 | STRONG_BUY | VACANCY | 57 | 17 |
| 48602 | 40.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 61 | 17 |
| 48415 | 38.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 17 |
| 48616 | 38.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 17 |
| 48637 | 38.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 15 |
| 48604 | 37.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 16 |
| 48626 | 37.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 16 |
| 48722 | 37.1 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 57 | 17 |
| 48655 | 36.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 17 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/48623
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.