ZIP
48632
MI · County 26035 · pop 4,995 (population)
39.2
Opportunity Index
PEAK_OPPORTUNITYNational rank #2900
Why This ZIP
ZIP 48632 ranks #2900 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 48.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 48632 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26035 — ZIP 48632 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26035 — ZIP 48632 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26035 — ZIP 48632 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 54.2 |
| Listings Discount | 49.7 |
| Foreclosure / Delinquency | 36.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 43.6 |
| Bank Institutional | 30.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2900
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp48.4
Pulse score33.1
Signal Breakdown — 10 Categories
Vacancy
54.2
Auction / REO
—
Construction Pressure
43.6
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
49.7
Bank Institutional
30.5
Insurance Distress
0.0
Foreclosure / Delinquency
36.0
Top-Line Metrics
Avg DOM (days)
36.6
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
54.2%
Bank Score
30.5
Insurance Score
0.0
Listings Discount
49.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 48632 | 33.1 | 25.4 | 0.0 | 49.7 |
| County 26035 | 42.2 | 27.8 | 0.0 | 41.9 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 48625 | 44.4 | STRONG_BUY | VACANCY | 49 | 29 |
| 49665 | 43.6 | STRONG_BUY | VACANCY | 52 | 26 |
| 48617 | 39.9 | PEAK_OPPORTUNITY | VACANCY | 46 | 23 |
| 48624 | 39.6 | PEAK_OPPORTUNITY | VACANCY | 47 | 20 |
| 48612 | 38.6 | PEAK_OPPORTUNITY | VACANCY | 45 | 18 |
| 48633 | 37.2 | OVERHEATED | VACANCY | — | 29 |
| 48622 | 36.9 | OVERHEATED | VACANCY | — | 23 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/48632
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.