ZIP
48635
MI · County 26129 · pop 1,535 (population)
31.4
Opportunity Index
EARLY_SIGNALNational rank #18847
Why This ZIP
ZIP 48635 ranks #18847 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 38.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 48635 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26129 — ZIP 48635 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26129 — ZIP 48635 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26129 — ZIP 48635 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 56.9 |
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 24.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 33.0 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#18847
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp38.2
Pulse score26.8
Signal Breakdown — 10 Categories
Vacancy
56.9
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
33.0
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
56.9%
Bank Score
33.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 48635 | 26.8 | 23.3 | 0.0 | — |
| County 26129 | 34.8 | 23.1 | 0.0 | 45.2 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 48770 | 42.5 | STRONG_BUY | VACANCY | 57 | 26 |
| 48756 | 39.9 | PEAK_OPPORTUNITY | VACANCY | 62 | 23 |
| 48624 | 39.6 | PEAK_OPPORTUNITY | VACANCY | 47 | 20 |
| 48654 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 48 | 24 |
| 48661 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 50 | 24 |
| 48739 | 37.4 | OVERHEATED | VACANCY | — | 25 |
| 48610 | 37.3 | PEAK_OPPORTUNITY | VACANCY | 49 | 20 |
| 48761 | 33.0 | EARLY_SIGNAL | VACANCY | — | 25 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/48635
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.