ZIP
48654
MI · County 26129 · pop 2,455 (population)
39.0
Opportunity Index
PEAK_OPPORTUNITYNational rank #3120
Why This ZIP
ZIP 48654 ranks #3120 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 40.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 48654 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26129 — ZIP 48654 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26129 — ZIP 48654 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26129 — ZIP 48654 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 47.8 |
| Vacancy | 43.8 |
| Foreclosure / Delinquency | 26.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 65.2 |
| Construction Pressure | 6.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3120
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp40.9
Pulse score37.7
Signal Breakdown — 10 Categories
Vacancy
43.8
Auction / REO
—
Construction Pressure
6.7
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
47.8
Bank Institutional
65.2
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
32.0
Price Cut %
—%
Short-Sale Listings
3
Auction Events 90d
—
Vacancy %
43.8%
Bank Score
65.2
Insurance Score
0.0
Listings Discount
47.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 48654 | 37.7 | 23.5 | 0.0 | 47.8 |
| County 26129 | 34.8 | 23.1 | 0.0 | 45.2 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 48770 | 42.5 | STRONG_BUY | VACANCY | 57 | 26 |
| 48756 | 39.9 | PEAK_OPPORTUNITY | VACANCY | 62 | 23 |
| 48624 | 39.6 | PEAK_OPPORTUNITY | VACANCY | 47 | 20 |
| 48661 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 50 | 24 |
| 48739 | 37.4 | OVERHEATED | VACANCY | — | 25 |
| 48610 | 37.3 | PEAK_OPPORTUNITY | VACANCY | 49 | 20 |
| 48761 | 33.0 | EARLY_SIGNAL | VACANCY | — | 25 |
| 48635 | 31.4 | EARLY_SIGNAL | VACANCY | — | 24 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/48654
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.