ZIP
48838
MI · County 26117 · pop 17,925 (population)
34.2
Opportunity Index
WATCHLISTNational rank #11508
Why This ZIP
ZIP 48838 ranks #11508 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 48838 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26117 — ZIP 48838 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26117 — ZIP 48838 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26117 — ZIP 48838 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 41.5 |
| Property Stress | 18.0 |
| Foreclosure / Delinquency | 16.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.1 |
| Construction Pressure | 31.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#11508
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp38.0
Pulse score31.7
Signal Breakdown — 10 Categories
Vacancy
7.8
Auction / REO
—
Construction Pressure
31.5
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
41.5
Bank Institutional
61.1
Insurance Distress
0.0
Foreclosure / Delinquency
16.0
Top-Line Metrics
Avg DOM (days)
42.5
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
7.8%
Bank Score
61.1
Insurance Score
0.0
Listings Discount
41.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 48838 | 31.7 | 16.9 | 0.0 | 41.5 |
| County 26117 | 33.3 | 18.5 | 0.0 | 16.0 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 48850 | 40.8 | STRONG_BUY | VACANCY | 53 | 21 |
| 49347 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 60 | 20 |
| 49337 | 38.6 | PEAK_OPPORTUNITY | VACANCY | 42 | 25 |
| 49343 | 37.4 | PEAK_OPPORTUNITY | VACANCY | 48 | 18 |
| 48818 | 36.0 | WATCHLIST | VACANCY | 42 | 20 |
| 48889 | 36.0 | WATCHLIST | VACANCY | 50 | 16 |
| 48886 | 35.6 | EARLY_SIGNAL | VACANCY | — | 20 |
| 48891 | 34.7 | EARLY_SIGNAL | VACANCY | — | 20 |
| 48809 | 34.6 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 13 |
| 48888 | 34.3 | EARLY_SIGNAL | VACANCY | — | 20 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/48838
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.