ZIP
49015
MI · County 26025 · pop 29,013 (population)
33.8
Opportunity Index
EARLY_SIGNALNational rank #12510
Why This ZIP
ZIP 49015 ranks #12510 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 49015 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26025 — ZIP 49015 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26025 — ZIP 49015 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26025 — ZIP 49015 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 34.8 |
| Property Stress | 19.0 |
| Foreclosure / Delinquency | 18.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 64.3 |
| Bank Institutional | 63.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#12510
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp35.1
Pulse score32.9
Signal Breakdown — 10 Categories
Vacancy
6.0
Auction / REO
—
Construction Pressure
64.3
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
34.8
Bank Institutional
63.1
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
158.4
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
6.0%
Bank Score
63.1
Insurance Score
0.0
Listings Discount
34.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 49015 | 32.9 | 13.5 | 0.0 | 34.8 |
| County 26025 | 34.3 | 13.5 | 0.0 | 35.0 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 49037 | 39.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 19 |
| 49092 | 39.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 18 |
| 49021 | 38.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 57 | 16 |
| 49029 | 37.8 | PEAK_OPPORTUNITY | VACANCY | 49 | 19 |
| 49014 | 36.9 | PEAK_OPPORTUNITY | VACANCY | 50 | 19 |
| 49224 | 36.8 | PEAK_OPPORTUNITY | VACANCY | 44 | 16 |
| 49076 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 16 |
| 49034 | 36.1 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 14 |
| 49094 | 35.5 | EARLY_SIGNAL | VACANCY | — | 17 |
| 49017 | 35.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/49015
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.