ZIP
49036
MI · County 26023 · pop 24,697 (population)
36.1
Opportunity Index
EARLY_SIGNALNational rank #7285
Why This ZIP
ZIP 49036 ranks #7285 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 35.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 49036 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26023 — ZIP 49036 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26023 — ZIP 49036 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26023 — ZIP 49036 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 34.4 |
| Foreclosure / Delinquency | 25.0 |
| Vacancy | 20.1 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.6 |
| Construction Pressure | 57.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#7285
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp35.0
Pulse score36.8
Signal Breakdown — 10 Categories
Vacancy
20.1
Auction / REO
—
Construction Pressure
57.0
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
34.4
Bank Institutional
61.6
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
140.6
Price Cut %
25.0%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
20.1%
Bank Score
61.6
Insurance Score
0.0
Listings Discount
34.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 49036 | 36.8 | 18.5 | 0.0 | 34.4 |
| County 26023 | 36.7 | 18.2 | 0.0 | 28.3 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 49082 | 40.0 | PEAK_OPPORTUNITY | VACANCY | 50 | 18 |
| 49092 | 39.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 18 |
| 49089 | 37.3 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 55 | 18 |
| 49094 | 35.5 | EARLY_SIGNAL | VACANCY | — | 17 |
| 49245 | 34.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 49028 | 34.5 | EARLY_SIGNAL | VACANCY | — | 18 |
| 49274 | 33.1 | EARLY_SIGNAL | VACANCY | — | 18 |
| 49040 | 32.5 | EARLY_SIGNAL | VACANCY | — | 14 |
| 49255 | 31.3 | EARLY_SIGNAL | VACANCY | — | 18 |
| 49011 | 31.2 | EARLY_SIGNAL | VACANCY | — | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/49036
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.