ZIP
49089
MI · County 26023 · pop 2,044 (population)
37.3
Opportunity Index
PEAK_OPPORTUNITYNational rank #5248
Why This ZIP
ZIP 49089 ranks #5248 nationally with phase PEAK_OPPORTUNITY. Primary driver: LISTINGS_DISCOUNT. Capital opportunity score is 48.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 49089 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26023 — ZIP 49089 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26023 — ZIP 49089 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26023 — ZIP 49089 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 55.4 |
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 18.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 57.0 |
| Bank Institutional | 34.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5248
PhasePEAK_OPPORTUNITY
Primary driverLISTINGS_DISCOUNT
Capital opp48.9
Pulse score29.6
Signal Breakdown — 10 Categories
Vacancy
6.9
Auction / REO
—
Construction Pressure
57.0
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
55.4
Bank Institutional
34.0
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
3.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
6.9%
Bank Score
34.0
Insurance Score
0.0
Listings Discount
55.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 49089 | 29.6 | 18.5 | 0.0 | 55.4 |
| County 26023 | 36.7 | 18.2 | 0.0 | 28.3 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 49082 | 40.0 | PEAK_OPPORTUNITY | VACANCY | 50 | 18 |
| 49092 | 39.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 18 |
| 49036 | 36.1 | EARLY_SIGNAL | VACANCY | 34 | 18 |
| 49094 | 35.5 | EARLY_SIGNAL | VACANCY | — | 17 |
| 49245 | 34.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 49028 | 34.5 | EARLY_SIGNAL | VACANCY | — | 18 |
| 49274 | 33.1 | EARLY_SIGNAL | VACANCY | — | 18 |
| 49040 | 32.5 | EARLY_SIGNAL | VACANCY | — | 14 |
| 49255 | 31.3 | EARLY_SIGNAL | VACANCY | — | 18 |
| 49011 | 31.2 | EARLY_SIGNAL | VACANCY | — | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/49089
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.