ZIP
49090
MI · County 26159 · pop 13,562 (population)
33.1
Opportunity Index
EARLY_SIGNALNational rank #14254
Why This ZIP
ZIP 49090 ranks #14254 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 30.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 49090 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26159 — ZIP 49090 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26159 — ZIP 49090 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26159 — ZIP 49090 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 34.1 |
| Listings Discount | 24.0 |
| Foreclosure / Delinquency | 23.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 63.9 |
| Construction Pressure | 45.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#14254
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp30.4
Pulse score34.9
Signal Breakdown — 10 Categories
Vacancy
34.1
Auction / REO
—
Construction Pressure
45.8
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
24.0
Bank Institutional
63.9
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
113.5
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
34.1%
Bank Score
63.9
Insurance Score
0.0
Listings Discount
24.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 49090 | 34.9 | 18.1 | 0.0 | 24.0 |
| County 26159 | 29.9 | 17.8 | 0.0 | 11.5 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 49013 | 37.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 18 |
| 49038 | 35.5 | EARLY_SIGNAL | VACANCY | — | 19 |
| 49067 | 34.3 | EARLY_SIGNAL | VACANCY | — | 17 |
| 49064 | 33.8 | WATCHLIST | VACANCY | 44 | 18 |
| 49045 | 33.5 | EARLY_SIGNAL | VACANCY | — | 18 |
| 49047 | 33.0 | EARLY_SIGNAL | VACANCY | 22 | 19 |
| 49098 | 32.8 | EARLY_SIGNAL | VACANCY | — | 19 |
| 49078 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 28 | 18 |
| 49022 | 32.5 | EARLY_SIGNAL | VACANCY | 23 | 19 |
| 49010 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 24 | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/49090
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.