ZIP
49078
MI · County 26005 · pop 10,469 (population)
32.5
Opportunity Index
EARLY_SIGNALNational rank #15828
Why This ZIP
ZIP 49078 ranks #15828 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 32.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 49078 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26005 — ZIP 49078 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26005 — ZIP 49078 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26005 — ZIP 49078 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 28.3 |
| Property Stress | 18.0 |
| Foreclosure / Delinquency | 18.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 63.6 |
| Construction Pressure | 62.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#15828
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp32.2
Pulse score32.7
Signal Breakdown — 10 Categories
Vacancy
6.5
Auction / REO
—
Construction Pressure
62.6
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
28.3
Bank Institutional
63.6
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
6.5%
Bank Score
63.6
Insurance Score
0.0
Listings Discount
28.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 49078 | 32.7 | 16.9 | 0.0 | 28.3 |
| County 26005 | 31.5 | 16.6 | 0.0 | 14.0 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 49328 | 40.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 18 |
| 49333 | 36.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 42 | 19 |
| 49344 | 35.3 | EARLY_SIGNAL | VACANCY | — | 18 |
| 49406 | 34.8 | EARLY_SIGNAL | VACANCY | — | 18 |
| 49070 | 34.8 | WATCHLIST | LISTINGS_DISCOUNT | 48 | 18 |
| 49080 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 49090 | 33.1 | EARLY_SIGNAL | VACANCY | 24 | 18 |
| 49348 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 49323 | 32.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 49408 | 32.6 | EARLY_SIGNAL | VACANCY | — | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/49078
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.