ZIP
49323
MI · County 26005 · pop 10,602 (population)
32.8
Opportunity Index
EARLY_SIGNALNational rank #14985
Why This ZIP
ZIP 49323 ranks #14985 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 29.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 49323 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26005 — ZIP 49323 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26005 — ZIP 49323 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26005 — ZIP 49323 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 18.0 |
| Vacancy | 5.4 |
▼ Top 3 Risk Signals
| Bank Institutional | 69.9 |
| Construction Pressure | 64.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#14985
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp29.6
Pulse score35.0
Signal Breakdown — 10 Categories
Vacancy
5.4
Auction / REO
—
Construction Pressure
64.3
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
69.9
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
5.4%
Bank Score
69.9
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 49323 | 35.0 | 17.5 | 0.0 | — |
| County 26005 | 31.5 | 16.6 | 0.0 | 14.0 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 49328 | 40.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 18 |
| 49333 | 36.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 42 | 19 |
| 49344 | 35.3 | EARLY_SIGNAL | VACANCY | — | 18 |
| 49070 | 34.8 | WATCHLIST | LISTINGS_DISCOUNT | 48 | 18 |
| 49406 | 34.8 | EARLY_SIGNAL | VACANCY | — | 18 |
| 49080 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 49090 | 33.1 | EARLY_SIGNAL | VACANCY | 24 | 18 |
| 49348 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 49408 | 32.6 | EARLY_SIGNAL | VACANCY | — | 18 |
| 49450 | 32.6 | EARLY_SIGNAL | VACANCY | — | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/49323
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.