ZIP
49421
MI · County 26127 · pop 5,700 (population)
37.5
Opportunity Index
OVERHEATEDNational rank #4955
Why This ZIP
ZIP 49421 ranks #4955 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 30.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 49421 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26127 — ZIP 49421 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26127 — ZIP 49421 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26127 — ZIP 49421 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 25.0 |
| Vacancy | 20.8 |
▼ Top 3 Risk Signals
| Bank Institutional | 75.2 |
| Construction Pressure | 41.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#4955
PhaseOVERHEATED
Primary driverVACANCY
Capital opp30.0
Pulse score42.5
Signal Breakdown — 10 Categories
Vacancy
20.8
Auction / REO
—
Construction Pressure
41.5
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
75.2
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
20.8%
Bank Score
75.2
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 49421 | 42.5 | 24.8 | 0.0 | — |
| County 26127 | 39.6 | 24.3 | 0.0 | 13.3 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 49452 | 41.3 | STRONG_BUY | VACANCY | 59 | 25 |
| 49446 | 39.7 | PEAK_OPPORTUNITY | VACANCY | 48 | 25 |
| 49425 | 38.5 | PEAK_OPPORTUNITY | VACANCY | 51 | 22 |
| 49455 | 38.3 | OVERHEATED | VACANCY | — | 25 |
| 49459 | 37.7 | OVERHEATED | VACANCY | — | 26 |
| 49437 | 37.0 | OVERHEATED | VACANCY | 27 | 22 |
| 49449 | 36.9 | OVERHEATED | VACANCY | — | 23 |
| 49420 | 36.5 | OVERHEATED | VACANCY | — | 25 |
| 49412 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 38 | 25 |
| 49436 | 34.8 | EARLY_SIGNAL | VACANCY | — | 25 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/49421
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.