ZIP
49446
MI · County 26127 · pop 2,306 (population)
39.7
Opportunity Index
PEAK_OPPORTUNITYNational rank #2462
Why This ZIP
ZIP 49446 ranks #2462 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 47.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 49446 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26127 — ZIP 49446 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26127 — ZIP 49446 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26127 — ZIP 49446 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 47.7 |
| Vacancy | 29.3 |
| Foreclosure / Delinquency | 26.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 51.5 |
| Bank Institutional | 33.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2462
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp47.4
Pulse score34.5
Signal Breakdown — 10 Categories
Vacancy
29.3
Auction / REO
—
Construction Pressure
51.5
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
47.7
Bank Institutional
33.5
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
6.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
29.3%
Bank Score
33.5
Insurance Score
0.0
Listings Discount
47.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 49446 | 34.5 | 25.0 | 0.0 | 47.7 |
| County 26127 | 39.6 | 24.3 | 0.0 | 13.3 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 49452 | 41.3 | STRONG_BUY | VACANCY | 59 | 25 |
| 49425 | 38.5 | PEAK_OPPORTUNITY | VACANCY | 51 | 22 |
| 49455 | 38.3 | OVERHEATED | VACANCY | — | 25 |
| 49459 | 37.7 | OVERHEATED | VACANCY | — | 26 |
| 49421 | 37.5 | OVERHEATED | VACANCY | — | 25 |
| 49437 | 37.0 | OVERHEATED | VACANCY | 27 | 22 |
| 49449 | 36.9 | OVERHEATED | VACANCY | — | 23 |
| 49420 | 36.5 | OVERHEATED | VACANCY | — | 25 |
| 49412 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 38 | 25 |
| 49436 | 34.8 | EARLY_SIGNAL | VACANCY | — | 25 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/49446
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.