ZIP
49646
MI · County 26079 · pop 8,573 (population)
41.4
Opportunity Index
STRONG_BUYNational rank #1271
Why This ZIP
ZIP 49646 ranks #1271 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 39.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 49646 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26079 — ZIP 49646 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26079 — ZIP 49646 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26079 — ZIP 49646 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 47.4 |
| Vacancy | 31.9 |
| Foreclosure / Delinquency | 28.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 70.4 |
| Construction Pressure | 50.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1271
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp39.8
Pulse score42.5
Signal Breakdown — 10 Categories
Vacancy
31.9
Auction / REO
—
Construction Pressure
50.0
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
47.4
Bank Institutional
70.4
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
81.9
Price Cut %
—%
Short-Sale Listings
6
Auction Events 90d
—
Vacancy %
31.9%
Bank Score
70.4
Insurance Score
0.0
Listings Discount
47.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 49646 | 42.5 | 24.2 | 0.0 | 47.4 |
| County 26079 | 37.9 | 24.1 | 0.0 | 47.3 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 49738 | 44.4 | STRONG_BUY | VACANCY | 52 | 27 |
| 49680 | 41.4 | STRONG_BUY | VACANCY | 58 | 24 |
| 49633 | 40.7 | PEAK_OPPORTUNITY | VACANCY | 54 | 22 |
| 49659 | 40.5 | PEAK_OPPORTUNITY | VACANCY | 53 | 25 |
| 49690 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 46 | 21 |
| 49676 | 37.4 | PEAK_OPPORTUNITY | VACANCY | 40 | 25 |
| 49612 | 36.9 | OVERHEATED | VACANCY | — | 25 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/49646
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.