ZIP
49650
MI · County 26019 · pop 3,448 (population)
35.0
Opportunity Index
EARLY_SIGNALNational rank #9587
Why This ZIP
ZIP 49650 ranks #9587 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 28.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 49650 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26019 — ZIP 49650 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26019 — ZIP 49650 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26019 — ZIP 49650 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 23.0 |
| Vacancy | 13.9 |
▼ Top 3 Risk Signals
| Bank Institutional | 78.3 |
| Construction Pressure | 25.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#9587
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp28.9
Pulse score39.0
Signal Breakdown — 10 Categories
Vacancy
13.9
Auction / REO
—
Construction Pressure
25.4
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
78.3
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
13.9%
Bank Score
78.3
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 49650 | 39.0 | 23.2 | 0.0 | — |
| County 26019 | 37.3 | 22.7 | 0.0 | 26.4 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 49617 | 38.8 | PEAK_OPPORTUNITY | VACANCY | 40 | 23 |
| 49616 | 38.2 | PEAK_OPPORTUNITY | VACANCY | 41 | 23 |
| 49630 | 37.8 | OVERHEATED | VACANCY | — | 23 |
| 49643 | 37.2 | PEAK_OPPORTUNITY | VACANCY | 43 | 21 |
| 49635 | 37.2 | OVERHEATED | VACANCY | 35 | 23 |
| 49640 | 36.1 | EARLY_SIGNAL | VACANCY | — | 23 |
| 49684 | 33.4 | EARLY_SIGNAL | VACANCY | 21 | 22 |
| 49683 | 33.1 | EARLY_SIGNAL | VACANCY | — | 23 |
| 49628 | 33.0 | EARLY_SIGNAL | VACANCY | — | 23 |
| 49613 | 32.7 | EARLY_SIGNAL | VACANCY | — | 23 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/49650
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.