ZIP
50036
IA · County 19015 · pop 16,318 (population)
35.9
Opportunity Index
WATCHLISTNational rank #7643
Why This ZIP
ZIP 50036 ranks #7643 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 50036 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19015 — ZIP 50036 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19015 — ZIP 50036 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19015 — ZIP 50036 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 44.0 |
| Foreclosure / Delinquency | 12.0 |
| Property Stress | 11.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 60.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#7643
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp37.8
Pulse score34.7
Signal Breakdown — 10 Categories
Vacancy
9.5
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
11.0
HOA / Federal Liens
—
Listings Discount
44.0
Bank Institutional
60.3
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
95.9
Price Cut %
9.2%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
9.5%
Bank Score
60.3
Insurance Score
0.0
Listings Discount
44.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50036 | 34.7 | 8.3 | 0.0 | 44.0 |
| County 19015 | 33.1 | 9.9 | 0.0 | 29.7 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50248 | 38.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 20 |
| 50249 | 36.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 24 |
| 50040 | 34.1 | EARLY_SIGNAL | VACANCY | — | 11 |
| 50217 | 33.1 | EARLY_SIGNAL | VACANCY | — | 9 |
| 50212 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 11 |
| 50107 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 9 |
| 50014 | 31.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 25 | 15 |
| 50031 | 31.8 | EARLY_SIGNAL | VACANCY | — | 11 |
| 50223 | 31.8 | EARLY_SIGNAL | VACANCY | — | 11 |
| 50064 | 31.3 | EARLY_SIGNAL | VACANCY | — | 9 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/50036
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.