ZIP
50048
IA · County 19077 · pop 754 (population)
27.8
Opportunity Index
WEAKNational rank #27545
Why This ZIP
ZIP 50048 ranks #27545 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 50048 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19077 — ZIP 50048 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19077 — ZIP 50048 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19077 — ZIP 50048 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 20.0 |
| Property Stress | 15.0 |
| Vacancy | 5.9 |
▼ Top 3 Risk Signals
| Bank Institutional | 63.8 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#27545
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp30.2
Pulse score26.2
Signal Breakdown — 10 Categories
Vacancy
5.9
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
63.8
Insurance Distress
0.0
Foreclosure / Delinquency
20.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
5.9%
Bank Score
63.8
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50048 | 26.2 | 15.2 | 0.0 | — |
| County 19077 | 28.6 | 15.8 | 0.0 | 14.4 |
| IA state avg | 30.4 | 12.7 | 0.0 | 27.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50025 | 39.5 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 55 | 28 |
| 50115 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 56 | 15 |
| 50076 | 32.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 28 |
| 50070 | 31.9 | EARLY_SIGNAL | VACANCY | — | 10 |
| 50216 | 31.0 | EARLY_SIGNAL | VACANCY | — | 15 |
| 50129 | 29.8 | WEAK | BANK_INSTITUTIONAL | 23 | 10 |
| 50233 | 29.8 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 50277 | 29.2 | WEAK | BANK_INSTITUTIONAL | — | 14 |
| 50020 | 29.0 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 50002 | 28.1 | WEAK | BANK_INSTITUTIONAL | — | 15 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/50048
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.