ZIP
50166
IA · County 19181 · pop 2,083 (population)
35.9
Opportunity Index
WATCHLISTNational rank #7672
Why This ZIP
ZIP 50166 ranks #7672 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 50166 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19181 — ZIP 50166 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19181 — ZIP 50166 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19181 — ZIP 50166 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 54.4 |
| Property Stress | 9.0 |
| Foreclosure / Delinquency | 6.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 78.3 |
| Construction Pressure | 64.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#7672
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp37.9
Pulse score34.6
Signal Breakdown — 10 Categories
Vacancy
1.4
Auction / REO
—
Construction Pressure
64.3
FL Deep Bonus
—
Property Stress
9.0
HOA / Federal Liens
—
Listings Discount
54.4
Bank Institutional
78.3
Insurance Distress
0.0
Foreclosure / Delinquency
6.0
Top-Line Metrics
Avg DOM (days)
110.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
1.4%
Bank Score
78.3
Insurance Score
0.0
Listings Discount
54.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50166 | 34.6 | 8.1 | 0.0 | 54.4 |
| County 19181 | 30.1 | 8.6 | 0.0 | 34.9 |
| IA state avg | 30.4 | 12.7 | 0.0 | 27.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50151 | 37.7 | PEAK_OPPORTUNITY | VACANCY | 58 | 14 |
| 50047 | 36.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 11 |
| 50265 | 34.4 | WATCHLIST | BANK_INSTITUTIONAL | 43 | 14 |
| 50321 | 34.2 | WATCHLIST | BANK_INSTITUTIONAL | 40 | 14 |
| 50320 | 33.8 | WATCHLIST | BANK_INSTITUTIONAL | 40 | 13 |
| 50225 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 52 | 9 |
| 50139 | 32.0 | EARLY_SIGNAL | VACANCY | — | 10 |
| 50210 | 31.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 39 | 9 |
| 50125 | 31.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 9 |
| 50257 | 31.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 6 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/50166
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.