ZIP
50320
IA · County 19153 · pop 23,903 (population)
33.8
Opportunity Index
WATCHLISTNational rank #12522
Why This ZIP
ZIP 50320 ranks #12522 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 50320 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19153 — ZIP 50320 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19153 — ZIP 50320 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19153 — ZIP 50320 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 39.7 |
| Property Stress | 13.0 |
| Foreclosure / Delinquency | 8.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 67.2 |
| Bank Institutional | 62.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#12522
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp36.0
Pulse score32.3
Signal Breakdown — 10 Categories
Vacancy
6.4
Auction / REO
—
Construction Pressure
67.2
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
39.7
Bank Institutional
62.6
Insurance Distress
0.0
Foreclosure / Delinquency
8.0
Top-Line Metrics
Avg DOM (days)
120.4
Price Cut %
—%
Short-Sale Listings
3
Auction Events 90d
—
Vacancy %
6.4%
Bank Score
62.6
Insurance Score
0.0
Listings Discount
39.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50320 | 32.3 | 12.0 | 0.0 | 39.7 |
| County 19153 | 32.1 | 13.0 | 0.0 | 41.1 |
| IA state avg | 30.4 | 12.7 | 0.0 | 27.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50124 | 37.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 17 |
| 50313 | 36.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 14 |
| 50047 | 36.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 11 |
| 50316 | 36.4 | WATCHLIST | BANK_INSTITUTIONAL | 47 | 14 |
| 50322 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 14 |
| 50317 | 36.1 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 14 |
| 50315 | 35.8 | WATCHLIST | BANK_INSTITUTIONAL | 47 | 14 |
| 50226 | 35.8 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 14 |
| 50323 | 35.7 | WATCHLIST | BANK_INSTITUTIONAL | 51 | 13 |
| 50023 | 35.5 | WATCHLIST | BANK_INSTITUTIONAL | 47 | 14 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/50320
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.