ZIP
50323
IA · County 19049 · pop 17,065 (population)
35.7
Opportunity Index
WATCHLISTNational rank #8076
Why This ZIP
ZIP 50323 ranks #8076 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 41.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 50323 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19049 — ZIP 50323 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19049 — ZIP 50323 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19049 — ZIP 50323 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 51.1 |
| Property Stress | 13.0 |
| Foreclosure / Delinquency | 7.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.0 |
| Construction Pressure | 59.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#8076
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp41.1
Pulse score32.1
Signal Breakdown — 10 Categories
Vacancy
4.1
Auction / REO
—
Construction Pressure
59.9
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
51.1
Bank Institutional
61.0
Insurance Distress
0.0
Foreclosure / Delinquency
7.0
Top-Line Metrics
Avg DOM (days)
4.6
Price Cut %
—%
Short-Sale Listings
12
Auction Events 90d
—
Vacancy %
4.1%
Bank Score
61.0
Insurance Score
0.0
Listings Discount
51.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50323 | 32.1 | 11.2 | 0.0 | 51.1 |
| County 19049 | 29.4 | 10.5 | 0.0 | 34.6 |
| IA state avg | 30.4 | 12.7 | 0.0 | 27.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50111 | 34.8 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 13 |
| 50325 | 34.5 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 13 |
| 50261 | 33.9 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 6 |
| 50072 | 33.5 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 6 |
| 50109 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 50070 | 31.9 | EARLY_SIGNAL | VACANCY | — | 10 |
| 50235 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 9 |
| 50266 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 12 |
| 50263 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 39 | 11 |
| 50156 | 30.6 | WEAK | BANK_INSTITUTIONAL | 27 | 11 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/50323
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.