ZIP
50263
IA · County 19049 · pop 27,560 (population)
31.0
Opportunity Index
EARLY_SIGNALNational rank #19950
Why This ZIP
ZIP 50263 ranks #19950 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 50263 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19049 — ZIP 50263 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19049 — ZIP 50263 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19049 — ZIP 50263 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 38.7 |
| Property Stress | 11.0 |
| Foreclosure / Delinquency | 6.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.0 |
| Construction Pressure | 38.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#19950
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp35.6
Pulse score27.9
Signal Breakdown — 10 Categories
Vacancy
4.0
Auction / REO
—
Construction Pressure
38.0
FL Deep Bonus
—
Property Stress
11.0
HOA / Federal Liens
—
Listings Discount
38.7
Bank Institutional
61.0
Insurance Distress
0.0
Foreclosure / Delinquency
6.0
Top-Line Metrics
Avg DOM (days)
34.5
Price Cut %
—%
Short-Sale Listings
8
Auction Events 90d
—
Vacancy %
4.0%
Bank Score
61.0
Insurance Score
0.0
Listings Discount
38.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50263 | 27.9 | 10.0 | 0.0 | 38.7 |
| County 19049 | 29.4 | 10.5 | 0.0 | 34.6 |
| IA state avg | 30.4 | 12.7 | 0.0 | 27.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50323 | 35.7 | WATCHLIST | BANK_INSTITUTIONAL | 51 | 13 |
| 50111 | 34.8 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 13 |
| 50325 | 34.5 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 13 |
| 50261 | 33.9 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 6 |
| 50072 | 33.5 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 6 |
| 50109 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 50070 | 31.9 | EARLY_SIGNAL | VACANCY | — | 10 |
| 50235 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 9 |
| 50266 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 12 |
| 50156 | 30.6 | WEAK | BANK_INSTITUTIONAL | 27 | 11 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/50263
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.