ZIP
50207
IA · County 19123 · pop 2,360 (population)
37.6
Opportunity Index
PEAK_OPPORTUNITYNational rank #4817
Why This ZIP
ZIP 50207 ranks #4817 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 41.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 50207 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19123 — ZIP 50207 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19123 — ZIP 50207 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19123 — ZIP 50207 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 55.2 |
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 12.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 64.5 |
| Construction Pressure | 53.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4817
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp41.6
Pulse score34.9
Signal Breakdown — 10 Categories
Vacancy
11.2
Auction / REO
—
Construction Pressure
53.7
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
55.2
Bank Institutional
64.5
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
9.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
11.2%
Bank Score
64.5
Insurance Score
0.0
Listings Discount
55.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50207 | 34.9 | 12.0 | 0.0 | 55.2 |
| County 19123 | 27.6 | 11.8 | 0.0 | 22.9 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50268 | 36.2 | EARLY_SIGNAL | VACANCY | — | 22 |
| 50044 | 35.0 | WATCHLIST | BANK_INSTITUTIONAL | 59 | 11 |
| 50171 | 34.8 | EARLY_SIGNAL | VACANCY | — | 16 |
| 50104 | 34.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 52501 | 34.1 | WATCHLIST | BANK_INSTITUTIONAL | 46 | 12 |
| 52561 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 52553 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 50143 | 31.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 38 | 12 |
| 52550 | 30.7 | WEAK | VACANCY | — | 24 |
| 52577 | 29.7 | WEAK | BANK_INSTITUTIONAL | 26 | 12 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/50207
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.