ZIP
50239
IA · County 19127 · pop 179 (population)
30.3
Opportunity Index
WEAKNational rank #21753
Why This ZIP
ZIP 50239 ranks #21753 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 36.1, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 50239 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19127 — ZIP 50239 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19127 — ZIP 50239 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19127 — ZIP 50239 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 16.9 |
| Foreclosure / Delinquency | 13.0 |
| Property Stress | 12.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 72.0 |
| Bank Institutional | 31.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#21753
PhaseWEAK
Primary driverVACANCY
Capital opp36.1
Pulse score26.4
Signal Breakdown — 10 Categories
Vacancy
16.9
Auction / REO
—
Construction Pressure
72.0
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.5
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
16.9%
Bank Score
31.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50239 | 26.4 | 11.7 | 0.0 | — |
| County 19127 | 32.3 | 11.6 | 0.0 | 36.1 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50635 | 43.0 | STRONG_BUY | BANK_INSTITUTIONAL | 60 | 18 |
| 50258 | 40.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 61 | 14 |
| 50632 | 37.3 | OVERHEATED | BANK_INSTITUTIONAL | — | 18 |
| 50158 | 35.4 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 12 |
| 50621 | 35.1 | WATCHLIST | VACANCY | 51 | 6 |
| 50142 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 12 |
| 50247 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 12 |
| 50051 | 31.5 | EARLY_SIGNAL | VACANCY | — | 12 |
| 50078 | 31.5 | EARLY_SIGNAL | VACANCY | — | 12 |
| 50106 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/50239
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.