ZIP
50258
IA · County 19083 · pop 989 (population)
40.6
Opportunity Index
PEAK_OPPORTUNITYNational rank #1711
Why This ZIP
ZIP 50258 ranks #1711 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 42.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 50258 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19083 — ZIP 50258 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19083 — ZIP 50258 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19083 — ZIP 50258 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 61.0 |
| Foreclosure / Delinquency | 17.0 |
| Property Stress | 14.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 72.9 |
| Construction Pressure | 65.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1711
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp42.6
Pulse score39.3
Signal Breakdown — 10 Categories
Vacancy
11.0
Auction / REO
—
Construction Pressure
65.7
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
61.0
Bank Institutional
72.9
Insurance Distress
0.0
Foreclosure / Delinquency
17.0
Top-Line Metrics
Avg DOM (days)
9.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
11.0%
Bank Score
72.9
Insurance Score
0.0
Listings Discount
61.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50258 | 39.3 | 13.4 | 0.0 | 61.0 |
| County 19083 | 34.0 | 13.5 | 0.0 | 39.7 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50122 | 38.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 58 | 14 |
| 50672 | 37.5 | PEAK_OPPORTUNITY | VACANCY | 55 | 14 |
| 50126 | 36.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 14 |
| 50627 | 36.4 | PEAK_OPPORTUNITY | VACANCY | 46 | 13 |
| 50230 | 35.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 50006 | 32.0 | EARLY_SIGNAL | VACANCY | — | 14 |
| 50601 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 50269 | 30.4 | WEAK | VACANCY | — | 14 |
| 50680 | 28.1 | WEAK | BANK_INSTITUTIONAL | — | 5 |
| 50154 | 27.7 | WEAK | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/50258
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.