ZIP
50246
IA · County 19079 · pop 711 (population)
39.2
Opportunity Index
OVERHEATEDNational rank #2900
Why This ZIP
ZIP 50246 ranks #2900 nationally with phase OVERHEATED. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 32.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 50246 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19079 — ZIP 50246 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19079 — ZIP 50246 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19079 — ZIP 50246 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 43.0 |
| Property Stress | 30.0 |
| Vacancy | 7.3 |
▼ Top 3 Risk Signals
| Construction Pressure | 88.9 |
| Bank Institutional | 67.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#2900
PhaseOVERHEATED
Primary driverBANK_INSTITUTIONAL
Capital opp32.5
Pulse score43.7
Signal Breakdown — 10 Categories
Vacancy
7.3
Auction / REO
—
Construction Pressure
88.9
FL Deep Bonus
—
Property Stress
30.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
67.6
Insurance Distress
0.0
Foreclosure / Delinquency
43.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
7.3%
Bank Score
67.6
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50246 | 43.7 | 32.5 | 0.0 | — |
| County 19079 | 40.9 | 30.3 | 0.0 | 28.8 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50595 | 42.3 | STRONG_BUY | BANK_INSTITUTIONAL | 43 | 30 |
| 50271 | 41.0 | OVERHEATED | VACANCY | — | 30 |
| 50248 | 38.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 20 |
| 50130 | 38.6 | OVERHEATED | BANK_INSTITUTIONAL | — | 30 |
| 50034 | 37.5 | OVERHEATED | VACANCY | — | 31 |
| 50132 | 37.1 | OVERHEATED | VACANCY | — | 30 |
| 50231 | 37.1 | OVERHEATED | VACANCY | — | 30 |
| 50075 | 36.7 | OVERHEATED | VACANCY | — | 30 |
| 50249 | 36.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 24 |
| 50036 | 35.9 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 11 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/50246
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.