ZIP
50264
IA · County 19039 · pop 496 (population)
34.1
Opportunity Index
WATCHLISTNational rank #11742
Why This ZIP
ZIP 50264 ranks #11742 nationally with phase WATCHLIST. Primary driver: LISTINGS_DISCOUNT. Capital opportunity score is 48.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 50264 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19039 — ZIP 50264 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19039 — ZIP 50264 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19039 — ZIP 50264 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 54.9 |
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 13.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 48.7 |
| Bank Institutional | 30.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#11742
PhaseWATCHLIST
Primary driverLISTINGS_DISCOUNT
Capital opp48.6
Pulse score24.4
Signal Breakdown — 10 Categories
Vacancy
2.7
Auction / REO
—
Construction Pressure
48.7
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
54.9
Bank Institutional
30.0
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
80.0
Price Cut %
9.2%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
2.7%
Bank Score
30.0
Insurance Score
0.0
Listings Discount
54.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50264 | 24.4 | 12.2 | 0.0 | 54.9 |
| County 19039 | 27.8 | 9.1 | 0.0 | 36.7 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50123 | 41.5 | STRONG_BUY | VACANCY | 57 | 15 |
| 50174 | 32.5 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 53 | 11 |
| 50213 | 31.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 37 | 10 |
| 50210 | 31.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 38 | 9 |
| 50257 | 31.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 6 |
| 50108 | 30.8 | WEAK | VACANCY | — | 16 |
| 50222 | 29.2 | WEAK | VACANCY | — | 5 |
| 50275 | 25.7 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/50264
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.