ZIP
50123
IA · County 19185 · pop 863 (population)
41.5
Opportunity Index
STRONG_BUYNational rank #1222
Why This ZIP
ZIP 50123 ranks #1222 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 42.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 50123 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19185 — ZIP 50123 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19185 — ZIP 50123 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19185 — ZIP 50123 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 57.1 |
| Foreclosure / Delinquency | 24.0 |
| Vacancy | 23.9 |
▼ Top 3 Risk Signals
| Construction Pressure | 69.1 |
| Bank Institutional | 66.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1222
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp42.6
Pulse score40.8
Signal Breakdown — 10 Categories
Vacancy
23.9
Auction / REO
—
Construction Pressure
69.1
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
57.1
Bank Institutional
66.1
Insurance Distress
0.0
Foreclosure / Delinquency
24.0
Top-Line Metrics
Avg DOM (days)
6.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
23.9%
Bank Score
66.1
Insurance Score
0.0
Listings Discount
57.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50123 | 40.8 | 15.9 | 0.0 | 57.1 |
| County 19185 | 34.4 | 16.5 | 0.0 | 41.3 |
| IA state avg | 30.4 | 12.7 | 0.0 | 27.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50060 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 57 | 16 |
| 52590 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 51 | 16 |
| 50238 | 37.7 | PEAK_OPPORTUNITY | VACANCY | 59 | 15 |
| 52569 | 36.4 | EARLY_SIGNAL | VACANCY | — | 24 |
| 52581 | 32.7 | EARLY_SIGNAL | VACANCY | — | 16 |
| 50165 | 32.1 | EARLY_SIGNAL | VACANCY | — | 16 |
| 50052 | 32.1 | EARLY_SIGNAL | VACANCY | — | 16 |
| 50147 | 31.0 | EARLY_SIGNAL | VACANCY | — | 16 |
| 50008 | 30.3 | WEAK | VACANCY | — | 16 |
| 52583 | 29.3 | WEAK | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/50123
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.