ZIP
50238
IA · County 19117 · pop 1,089 (population)
37.7
Opportunity Index
PEAK_OPPORTUNITYNational rank #4683
Why This ZIP
ZIP 50238 ranks #4683 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 51.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 50238 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19117 — ZIP 50238 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19117 — ZIP 50238 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19117 — ZIP 50238 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 59.5 |
| Foreclosure / Delinquency | 23.0 |
| Property Stress | 15.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 45.1 |
| Bank Institutional | 28.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4683
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp51.2
Pulse score28.7
Signal Breakdown — 10 Categories
Vacancy
14.5
Auction / REO
—
Construction Pressure
45.1
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
59.5
Bank Institutional
28.0
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
80.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
14.5%
Bank Score
28.0
Insurance Score
0.0
Listings Discount
59.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50238 | 28.7 | 15.2 | 0.0 | 59.5 |
| County 19117 | 26.7 | 14.4 | 0.0 | 32.8 |
| IA state avg | 30.4 | 12.7 | 0.0 | 27.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50123 | 41.5 | STRONG_BUY | VACANCY | 57 | 15 |
| 50151 | 37.7 | PEAK_OPPORTUNITY | VACANCY | 58 | 14 |
| 52569 | 36.4 | EARLY_SIGNAL | VACANCY | — | 24 |
| 50139 | 32.0 | EARLY_SIGNAL | VACANCY | — | 10 |
| 50068 | 29.0 | WEAK | VACANCY | — | 14 |
| 50049 | 28.7 | WEAK | BANK_INSTITUTIONAL | 30 | 14 |
| 50272 | 26.0 | WEAK | VACANCY | — | 13 |
| 50275 | 25.7 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/50238
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.