ZIP
50049
IA · County 19117 · pop 6,425 (population)
28.7
Opportunity Index
WEAKNational rank #25655
Why This ZIP
ZIP 50049 ranks #25655 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 32.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 50049 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19117 — ZIP 50049 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19117 — ZIP 50049 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19117 — ZIP 50049 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 30.2 |
| Foreclosure / Delinquency | 22.0 |
| Property Stress | 14.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 60.2 |
| Construction Pressure | 3.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#25655
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp32.8
Pulse score26.0
Signal Breakdown — 10 Categories
Vacancy
6.4
Auction / REO
—
Construction Pressure
3.0
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
30.2
Bank Institutional
60.2
Insurance Distress
0.0
Foreclosure / Delinquency
22.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
6.4%
Bank Score
60.2
Insurance Score
0.0
Listings Discount
30.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50049 | 26.0 | 14.5 | 0.0 | 30.2 |
| County 19117 | 26.7 | 14.4 | 0.0 | 32.8 |
| IA state avg | 30.4 | 12.7 | 0.0 | 27.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50123 | 41.5 | STRONG_BUY | VACANCY | 57 | 15 |
| 50151 | 37.7 | PEAK_OPPORTUNITY | VACANCY | 58 | 14 |
| 50238 | 37.7 | PEAK_OPPORTUNITY | VACANCY | 59 | 15 |
| 52569 | 36.4 | EARLY_SIGNAL | VACANCY | — | 24 |
| 50139 | 32.0 | EARLY_SIGNAL | VACANCY | — | 10 |
| 50068 | 29.0 | WEAK | VACANCY | — | 14 |
| 50272 | 26.0 | WEAK | VACANCY | — | 13 |
| 50275 | 25.7 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/50049
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.