ZIP
50461
IA · County 19131 · pop 5,094 (population)
31.7
Opportunity Index
EARLY_SIGNALNational rank #18029
Why This ZIP
ZIP 50461 ranks #18029 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 31.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 50461 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19131 — ZIP 50461 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19131 — ZIP 50461 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19131 — ZIP 50461 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 17.0 |
| Foreclosure / Delinquency | 14.0 |
| Vacancy | 8.9 |
▼ Top 3 Risk Signals
| Construction Pressure | 59.0 |
| Bank Institutional | 57.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#18029
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp31.8
Pulse score31.6
Signal Breakdown — 10 Categories
Vacancy
8.9
Auction / REO
—
Construction Pressure
59.0
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
57.8
Insurance Distress
0.0
Foreclosure / Delinquency
14.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
8.9%
Bank Score
57.8
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50461 | 31.6 | 15.3 | 0.0 | — |
| County 19131 | 31.7 | 14.8 | 0.0 | — |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50628 | 35.5 | EARLY_SIGNAL | VACANCY | — | 16 |
| 50458 | 34.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 50466 | 34.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 50476 | 32.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 50464 | 31.9 | EARLY_SIGNAL | VACANCY | — | 13 |
| 50472 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 50455 | 30.5 | WEAK | VACANCY | — | 17 |
| 50426 | 30.0 | WEAK | VACANCY | — | 17 |
| 50460 | 28.6 | WEAK | VACANCY | — | 10 |
| 50471 | 26.0 | WEAK | BANK_INSTITUTIONAL | — | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/50461
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.