ZIP
50531
IA · County 19063 · pop 260 (population)
31.4
Opportunity Index
EARLY_SIGNALNational rank #18851
Why This ZIP
ZIP 50531 ranks #18851 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 37.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 50531 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19063 — ZIP 50531 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19063 — ZIP 50531 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19063 — ZIP 50531 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 27.8 |
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 18.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 44.6 |
| Bank Institutional | 29.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#18851
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp37.7
Pulse score27.2
Signal Breakdown — 10 Categories
Vacancy
27.8
Auction / REO
—
Construction Pressure
44.6
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
29.5
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
27.8%
Bank Score
29.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50531 | 27.2 | 17.3 | 0.0 | — |
| County 19063 | 36.2 | 18.2 | 0.0 | 44.7 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 51334 | 41.6 | STRONG_BUY | VACANCY | 60 | 19 |
| 51364 | 37.7 | OVERHEATED | BANK_INSTITUTIONAL | — | 22 |
| 51365 | 36.2 | WATCHLIST | LISTINGS_DISCOUNT | 57 | 18 |
| 51342 | 35.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 50514 | 32.1 | EARLY_SIGNAL | VACANCY | — | 17 |
| 50578 | 31.8 | EARLY_SIGNAL | VACANCY | — | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/50531
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.