ZIP
50535
IA · County 19161 · pop 1,035 (population)
30.2
Opportunity Index
WEAKNational rank #21981
Why This ZIP
ZIP 50535 ranks #21981 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 32.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 50535 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19161 — ZIP 50535 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19161 — ZIP 50535 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19161 — ZIP 50535 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 16.0 |
| Vacancy | 9.4 |
▼ Top 3 Risk Signals
| Bank Institutional | 56.1 |
| Construction Pressure | 33.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#21981
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp32.0
Pulse score29.0
Signal Breakdown — 10 Categories
Vacancy
9.4
Auction / REO
—
Construction Pressure
33.3
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
56.1
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
9.4%
Bank Score
56.1
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50535 | 29.0 | 16.7 | 0.0 | — |
| County 19161 | 31.9 | 16.7 | 0.0 | 5.9 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 51053 | 38.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 57 | 16 |
| 50540 | 36.5 | OVERHEATED | BANK_INSTITUTIONAL | — | 20 |
| 50568 | 34.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 50561 | 33.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 51450 | 32.4 | EARLY_SIGNAL | VACANCY | — | 16 |
| 51458 | 32.3 | EARLY_SIGNAL | VACANCY | — | 16 |
| 50588 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 27 | 14 |
| 50583 | 31.6 | EARLY_SIGNAL | VACANCY | — | 16 |
| 51448 | 31.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 51436 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 12 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/50535
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.