ZIP
50545
IA · County 19091 · pop 156 (population)
33.5
Opportunity Index
EARLY_SIGNALNational rank #13257
Why This ZIP
ZIP 50545 ranks #13257 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 38.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 50545 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19091 — ZIP 50545 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19091 — ZIP 50545 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19091 — ZIP 50545 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 44.0 |
| Property Stress | 23.0 |
| Vacancy | 14.5 |
▼ Top 3 Risk Signals
| Construction Pressure | 56.3 |
| Bank Institutional | 30.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#13257
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp38.5
Pulse score30.1
Signal Breakdown — 10 Categories
Vacancy
14.5
Auction / REO
—
Construction Pressure
56.3
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.5
Insurance Distress
0.0
Foreclosure / Delinquency
44.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
14.5%
Bank Score
30.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50545 | 30.1 | 26.4 | 0.0 | — |
| County 19091 | 33.1 | 31.0 | 0.0 | 1.9 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50597 | 42.6 | STRONG_BUY | VACANCY | 59 | 18 |
| 50430 | 42.4 | STRONG_BUY | VACANCY | 62 | 14 |
| 50542 | 37.7 | OVERHEATED | BANK_INSTITUTIONAL | — | 34 |
| 50533 | 37.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 37 | 32 |
| 50577 | 36.5 | OVERHEATED | VACANCY | — | 33 |
| 50519 | 35.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 24 |
| 50529 | 35.2 | EARLY_SIGNAL | VACANCY | — | 31 |
| 50520 | 35.2 | EARLY_SIGNAL | VACANCY | — | 30 |
| 50560 | 34.8 | EARLY_SIGNAL | VACANCY | — | 17 |
| 50548 | 34.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 29 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/50545
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.