ZIP
50616
IA · County 19067 · pop 9,419 (population)
35.8
Opportunity Index
WATCHLISTNational rank #7859
Why This ZIP
ZIP 50616 ranks #7859 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 43.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 50616 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19067 — ZIP 50616 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19067 — ZIP 50616 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19067 — ZIP 50616 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 54.1 |
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 18.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 58.1 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#7859
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp43.6
Pulse score30.6
Signal Breakdown — 10 Categories
Vacancy
8.8
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
54.1
Bank Institutional
58.1
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
178.0
Price Cut %
27.7%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
8.8%
Bank Score
58.1
Insurance Score
0.0
Listings Discount
54.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50616 | 30.6 | 17.2 | 0.0 | 54.1 |
| County 19067 | 30.5 | 16.6 | 0.0 | 33.4 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50653 | 36.8 | PEAK_OPPORTUNITY | VACANCY | 58 | 18 |
| 50458 | 34.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 50468 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 50636 | 33.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 50433 | 32.7 | EARLY_SIGNAL | VACANCY | — | 14 |
| 50461 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 50658 | 28.6 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 50460 | 28.6 | WEAK | VACANCY | — | 10 |
| 50435 | 27.4 | WEAK | VACANCY | — | 18 |
| 50471 | 26.0 | WEAK | BANK_INSTITUTIONAL | — | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/50616
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.