ZIP
50649
IA · County 19023 · pop 5 (population)
29.9
Opportunity Index
WEAKNational rank #22743
Why This ZIP
ZIP 50649 ranks #22743 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 50649 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19023 — ZIP 50649 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19023 — ZIP 50649 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19023 — ZIP 50649 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 11.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 87.9 |
| Bank Institutional | 61.0 |
⚠ Missing Data
VacancyAuction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#22743
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp30.0
Pulse score29.8
Signal Breakdown — 10 Categories
Vacancy
0.0
Auction / REO
—
Construction Pressure
87.9
FL Deep Bonus
—
Property Stress
11.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
61.0
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
0.0%
Bank Score
61.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50649 | 29.8 | 11.4 | 0.0 | — |
| County 19023 | 33.5 | 14.6 | 0.0 | 13.3 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50602 | 42.7 | STRONG_BUY | BANK_INSTITUTIONAL | 60 | 18 |
| 50604 | 39.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 15 |
| 50619 | 34.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 50670 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 50665 | 33.0 | EARLY_SIGNAL | VACANCY | — | 13 |
| 50636 | 33.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 50433 | 32.7 | EARLY_SIGNAL | VACANCY | — | 14 |
| 50611 | 32.3 | EARLY_SIGNAL | VACANCY | — | 18 |
| 50677 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 49 | 10 |
| 50601 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/50649
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.