ZIP
50863
IA · County 19159 · pop 191 (population)
36.0
Opportunity Index
EARLY_SIGNALNational rank #7483
Why This ZIP
ZIP 50863 ranks #7483 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 38.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 50863 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19159 — ZIP 50863 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19159 — ZIP 50863 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19159 — ZIP 50863 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 36.0 |
| Vacancy | 34.1 |
| Property Stress | 23.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 83.3 |
| Bank Institutional | 32.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#7483
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp38.2
Pulse score34.5
Signal Breakdown — 10 Categories
Vacancy
34.1
Auction / REO
—
Construction Pressure
83.3
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
32.0
Insurance Distress
0.0
Foreclosure / Delinquency
36.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
34.1%
Bank Score
32.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50863 | 34.5 | 24.9 | 0.0 | — |
| County 19159 | 34.9 | 22.9 | 0.0 | 7.2 |
| IA state avg | 30.4 | 12.7 | 0.0 | 27.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50860 | 43.7 | STRONG_BUY | VACANCY | 62 | 23 |
| 50836 | 39.9 | PEAK_OPPORTUNITY | VACANCY | 57 | 17 |
| 50854 | 37.1 | OVERHEATED | VACANCY | — | 23 |
| 50133 | 35.4 | EARLY_SIGNAL | VACANCY | — | 23 |
| 50840 | 35.0 | EARLY_SIGNAL | VACANCY | — | 17 |
| 50835 | 33.3 | EARLY_SIGNAL | VACANCY | — | 19 |
| 50140 | 32.8 | EARLY_SIGNAL | VACANCY | 30 | 18 |
| 50845 | 31.1 | EARLY_SIGNAL | VACANCY | — | 22 |
| 50074 | 30.5 | WEAK | VACANCY | — | 21 |
| 50851 | 30.2 | WEAK | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/50863
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.