ZIP
50140
IA · County 19053 · pop 2,817 (population)
32.8
Opportunity Index
EARLY_SIGNALNational rank #15003
Why This ZIP
ZIP 50140 ranks #15003 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 33.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 50140 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19053 — ZIP 50140 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19053 — ZIP 50140 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19053 — ZIP 50140 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 30.0 |
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 18.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.6 |
| Construction Pressure | 26.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#15003
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp33.3
Pulse score32.5
Signal Breakdown — 10 Categories
Vacancy
15.3
Auction / REO
—
Construction Pressure
26.3
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
30.0
Bank Institutional
61.6
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
15.3%
Bank Score
61.6
Insurance Score
0.0
Listings Discount
30.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50140 | 32.5 | 18.9 | 0.0 | 30.0 |
| County 19053 | 29.5 | 17.2 | 0.0 | 31.7 |
| IA state avg | 30.4 | 12.7 | 0.0 | 27.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50123 | 41.5 | STRONG_BUY | VACANCY | 57 | 15 |
| 50133 | 35.4 | EARLY_SIGNAL | VACANCY | — | 23 |
| 50144 | 35.2 | WATCHLIST | VACANCY | 47 | 16 |
| 50067 | 34.9 | WATCHLIST | VACANCY | 52 | 16 |
| 50264 | 34.1 | WATCHLIST | LISTINGS_DISCOUNT | 55 | 13 |
| 50147 | 31.0 | EARLY_SIGNAL | VACANCY | — | 16 |
| 50108 | 30.8 | WEAK | VACANCY | — | 16 |
| 50065 | 28.5 | WEAK | VACANCY | — | 16 |
| 50262 | 26.8 | WEAK | VACANCY | — | 16 |
| 50103 | 26.3 | WEAK | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/50140
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.