ZIP
51028
IA · County 19149 · pop 2,047 (population)
30.5
Opportunity Index
WEAKNational rank #21213
Why This ZIP
ZIP 51028 ranks #21213 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 51028 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19149 — ZIP 51028 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19149 — ZIP 51028 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19149 — ZIP 51028 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 25.4 |
| Property Stress | 12.0 |
| Vacancy | 8.5 |
▼ Top 3 Risk Signals
| Construction Pressure | 76.2 |
| Bank Institutional | 59.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#21213
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp30.6
Pulse score30.4
Signal Breakdown — 10 Categories
Vacancy
8.5
Auction / REO
—
Construction Pressure
76.2
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
25.4
Bank Institutional
59.7
Insurance Distress
0.0
Foreclosure / Delinquency
6.0
Top-Line Metrics
Avg DOM (days)
148.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
8.5%
Bank Score
59.7
Insurance Score
0.0
Listings Discount
25.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 51028 | 30.4 | 10.1 | 0.0 | 25.4 |
| County 19149 | 27.5 | 9.9 | 0.0 | 18.5 |
| IA state avg | 30.3 | 12.5 | 0.0 | 27.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 51048 | 33.9 | EARLY_SIGNAL | VACANCY | — | 15 |
| 51109 | 33.0 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 48 | 12 |
| 51038 | 32.6 | EARLY_SIGNAL | VACANCY | — | 12 |
| 51008 | 30.7 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 51001 | 30.6 | WEAK | BANK_INSTITUTIONAL | 29 | 11 |
| 51050 | 30.2 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 51027 | 29.2 | WEAK | VACANCY | — | 13 |
| 51024 | 29.1 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 51022 | 28.8 | WEAK | BANK_INSTITUTIONAL | — | 16 |
| 51031 | 28.8 | WEAK | BANK_INSTITUTIONAL | 24 | 12 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/51028
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.