ZIP
51231
IA · County 19141 · pop 543 (population)
30.8
Opportunity Index
WEAKNational rank #20446
Why This ZIP
ZIP 51231 ranks #20446 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 51231 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19141 — ZIP 51231 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19141 — ZIP 51231 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19141 — ZIP 51231 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 19.0 |
| Foreclosure / Delinquency | 19.0 |
| Vacancy | 1.3 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 26.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#20446
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp38.5
Pulse score25.7
Signal Breakdown — 10 Categories
Vacancy
1.3
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
26.5
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
1.3%
Bank Score
26.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 51231 | 25.7 | 17.9 | 0.0 | — |
| County 19141 | 33.5 | 17.5 | 0.0 | 7.3 |
| IA state avg | 30.3 | 12.5 | 0.0 | 27.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 51350 | 43.5 | OVERHEATED | VACANCY | — | 36 |
| 51046 | 42.7 | STRONG_BUY | VACANCY | 57 | 19 |
| 51009 | 39.9 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 60 | 19 |
| 51232 | 38.1 | OVERHEATED | BANK_INSTITUTIONAL | — | 31 |
| 51346 | 36.6 | OVERHEATED | BANK_INSTITUTIONAL | — | 23 |
| 51058 | 36.1 | EARLY_SIGNAL | VACANCY | — | 19 |
| 51047 | 35.9 | EARLY_SIGNAL | VACANCY | — | 19 |
| 51245 | 35.7 | EARLY_SIGNAL | VACANCY | — | 19 |
| 51248 | 34.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 51201 | 29.1 | WEAK | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/51231
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.