ZIP
51445
IA · County 19093 · pop 2,464 (population)
34.8
Opportunity Index
WATCHLISTNational rank #10107
Why This ZIP
ZIP 51445 ranks #10107 nationally with phase WATCHLIST. Primary driver: VACANCY. Capital opportunity score is 40.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 51445 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19093 — ZIP 51445 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19093 — ZIP 51445 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19093 — ZIP 51445 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 54.6 |
| Vacancy | 15.6 |
| Foreclosure / Delinquency | 12.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 65.0 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#10107
PhaseWATCHLIST
Primary driverVACANCY
Capital opp40.8
Pulse score30.8
Signal Breakdown — 10 Categories
Vacancy
15.6
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
10.0
HOA / Federal Liens
—
Listings Discount
54.6
Bank Institutional
65.0
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
110.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
15.6%
Bank Score
65.0
Insurance Score
0.0
Listings Discount
54.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 51445 | 30.8 | 8.4 | 0.0 | 54.6 |
| County 19093 | 29.2 | 9.5 | 0.0 | 20.4 |
| IA state avg | 30.4 | 12.7 | 0.0 | 27.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 51053 | 38.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 57 | 16 |
| 51461 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 51016 | 32.0 | EARLY_SIGNAL | VACANCY | — | 14 |
| 51019 | 31.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 51448 | 31.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 19 |
| 51006 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 10 |
| 51020 | 30.9 | EARLY_SIGNAL | VACANCY | — | 12 |
| 51018 | 29.7 | WEAK | BANK_INSTITUTIONAL | — | 11 |
| 51061 | 28.2 | WEAK | VACANCY | — | 16 |
| 51431 | 26.6 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/51445
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.