ZIP
51446
IA · County 19165 · pop 437 (population)
27.7
Opportunity Index
WEAKNational rank #27748
Why This ZIP
ZIP 51446 ranks #27748 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 37.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 51446 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19165 — ZIP 51446 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19165 — ZIP 51446 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19165 — ZIP 51446 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 21.0 |
| Property Stress | 17.0 |
| Vacancy | 7.5 |
▼ Top 3 Risk Signals
| Bank Institutional | 32.0 |
| Construction Pressure | 25.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#27748
PhaseWEAK
Primary driverVACANCY
Capital opp37.0
Pulse score21.5
Signal Breakdown — 10 Categories
Vacancy
7.5
Auction / REO
—
Construction Pressure
25.0
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
32.0
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
7.5%
Bank Score
32.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 51446 | 21.5 | 16.9 | 0.0 | — |
| County 19165 | 31.5 | 17.1 | 0.0 | 27.1 |
| IA state avg | 30.4 | 12.7 | 0.0 | 27.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 51537 | 36.3 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 17 |
| 50022 | 34.9 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 11 |
| 51543 | 34.0 | EARLY_SIGNAL | VACANCY | — | 25 |
| 51454 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 51529 | 32.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 51455 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 16 |
| 51577 | 31.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 51530 | 31.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 51570 | 31.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 51563 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 19 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/51446
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.