ZIP
51646
IA · County 19173 · pop 751 (population)
29.8
Opportunity Index
WEAKNational rank #23003
Why This ZIP
ZIP 51646 ranks #23003 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 36.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 51646 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19173 — ZIP 51646 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19173 — ZIP 51646 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19173 — ZIP 51646 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 13.0 |
| Vacancy | 10.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 83.3 |
| Bank Institutional | 30.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#23003
PhaseWEAK
Primary driverVACANCY
Capital opp36.5
Pulse score25.3
Signal Breakdown — 10 Categories
Vacancy
10.0
Auction / REO
—
Construction Pressure
83.3
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.5
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
10.0%
Bank Score
30.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 51646 | 25.3 | 12.3 | 0.0 | — |
| County 19173 | 32.0 | 14.2 | 0.0 | 3.1 |
| IA state avg | 30.4 | 12.7 | 0.0 | 27.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50836 | 39.9 | PEAK_OPPORTUNITY | VACANCY | 57 | 17 |
| 50840 | 35.0 | EARLY_SIGNAL | VACANCY | — | 17 |
| 50857 | 33.2 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 52 | 20 |
| 50833 | 33.1 | EARLY_SIGNAL | VACANCY | — | 13 |
| 51632 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 12 |
| 50841 | 32.5 | EARLY_SIGNAL | VACANCY | — | 21 |
| 50848 | 31.8 | EARLY_SIGNAL | VACANCY | — | 13 |
| 50862 | 31.8 | EARLY_SIGNAL | VACANCY | — | 13 |
| 50851 | 30.2 | WEAK | VACANCY | — | 17 |
| 50864 | 29.6 | WEAK | BANK_INSTITUTIONAL | — | 15 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/51646
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.